Commercial banks operate in a fast moving and competitive environment, while facing an escalating cost of doing business due to regulatory pressures. There is unprecedented focus on both balance sheet strength and Return on Assets, neither of which are easily manageable under current macro conditions.

Moody’s Analytics Knowledge Services helps you accomplish profitable growth while containing risks. With our extensive experience across the value chain, we can make a material difference to a bank’s ability to originate and underwrite loans that fit the bank’s risk profile and goals, and manage the bank’s risk through ongoing loan portfolio monitoring and risk analytics.

Our market leadership in the credit space, deep domain insight, and multi-sector expertise enables us to deliver value to banks from day one. We are best-positioned to offer support across financing and capital markets activities. Our solutions are fully customized for individual groups at our client firms and offer a high level of scalability and flexibility.

Our services for Commercial Banks include:

Investment banking offshoring
Commercial Lending
Commercial lending firms leverage our support to maintain high-quality research and analytics across their functions while simultaneously balancing cost and regulatory pressures. Our market leadership in the credit space, deep domain insight, and multi-sector expertise enables us to deliver value to lending firms from day one.

Investment banking offshoring
Credit Analysis
Commercial lending firms leverage our support to maintain high-quality research and analytics across their functions while simultaneously balancing cost and regulatory pressures. Our market leadership in the credit space, deep domain insight, and multi-sector expertise enables us to deliver value to lending firms from day one.

Investment banking offshoring
Credit and Market Risk
The ever-changing financial landscape, particularly in the aftermath of the 2008-09 global financial crisis, and the cascade of recent regulations such as Basel III, Dodd Frank, EMIR, MiFID II, and IFRS 9 have made risk management and reporting a major challenge at global financial institutions.
Stress Testing
Stress Testing
The ever-changing financial landscape, particularly in the aftermath of the 2008-09 global financial crisis, and the cascade of recent regulations such as Basel III, Dodd Frank, EMIR, MiFID II, and IFRS 9 have made risk management and reporting a major challenge at global financial institutions.
Investment banking offshoring
Validation and Capital Planning
The ever-changing financial landscape, particularly in the aftermath of the 2008-09 global financial crisis, and the cascade of recent regulations such as Basel III, Dodd Frank, EMIR, MiFID II, and IFRS 9 have made risk management and reporting a major challenge at global financial institutions.
Investment banking offshoring
Compliance Support
We work in partnership with several banks globally in addressing the challenges around the rising cost of compliance, risk of non-compliance and identifying, acquiring and retaining the right profile of customers. We work as an extension of bank’s in-house compliance team and provide additional bandwidth to perform critical activities across multiple work streams (e.g., AML and transaction monitoring, KYC, regulatory filings, OFAC/ PEP checks, CDD/ EDD, SAR reporting)
Investment banking outsourcing
Client Coverage
Commercial Banks build and manage complex relationships with various organizations from large corporations to small businesses across private, public, Government and not-for-profit sectors. We help commercial banks in their relationship management processes as well as in data management, analytics and reporting.
Investment banking offshoring
Data Management Solutions
We provide customized technology services to commercial banks by leveraging its deep domain expertise supported by competency and experience in innovative technologies. Our technology solutions include systems integration, application development, data management and migration